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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,662 | $29,670+185.3% | $56,054+51.0% | $80,911+4.6% |
| Participation rate | 71.1% | 41.7%+29.4pp | 52.5%+18.6pp | 67.6%+3.4pp |
| Annual return | 7.97% | 35.24%-27.3pp | 1705.95%-1698.0pp | 35.63%-27.7pp |
| Employer contribution / active EE | $597 | $670-10.8% | $1,039-42.5% | $2,756-78.3% |
| Participant deferral / active EE | $3,774 | $1,227+207.6% | $1,952+93.3% | $4,297-12.2% |
| Admin fee / account holder | $2,589 | $2,431+6.5% | $2,822-8.3% | $6,935-62.7% |