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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,873 | $104,577-11.2% | $76,667+21.1% | $152,909-39.3% |
| Participation rate | 44.4% | 76.6%-32.2pp | 72.1%-27.7pp | 82.5%-38.0pp |
| Annual return | 16.20% | 1014.36%-998.2pp | 1166.74%-1150.5pp | 345.46%-329.3pp |
| Employer contribution / active EE | $827 | $3,119-73.5% | $2,303-64.1% | $4,764-82.6% |
| Participant deferral / active EE | $1,963 | $4,237-53.7% | $3,336-41.2% | $5,851-66.5% |
| Admin fee / account holder | $23,386 | $12,290+90.3% | $6,423+264.1% | $11,601+101.6% |