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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,521 | $91,911-35.2% | $68,612-13.3% | $135,380-56.0% |
| Participation rate | 62.5% | 76.7%-14.2pp | 72.2%-9.7pp | 82.6%-20.1pp |
| Annual return | -5.45% | -8.22%+2.8pp | -4.63%-0.8pp | 519.81%-525.3pp |
| Employer contribution / active EE | $1,649 | $3,924-58.0% | $2,625-37.2% | $4,779-65.5% |
| Participant deferral / active EE | $3,721 | $4,315-13.8% | $3,311+12.4% | $5,609-33.7% |
| Admin fee / account holder | $11,862 | $9,240+28.4% | $5,131+131.2% | $10,828+9.5% |