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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,658 | $99,994+79.7% | $146,643+22.5% | $85,847+109.3% |
| Participation rate | 97.1% | 73.1%+24.0pp | 80.1%+17.0pp | 69.3%+27.7pp |
| Annual return | 10.75% | 18.93%-8.2pp | 22.75%-12.0pp | 318.61%-307.9pp |
| Employer contribution / active EE | $3,045 | $2,559+19.0% | $4,137-26.4% | $2,565+18.7% |
| Participant deferral / active EE | $9,891 | $4,006+146.9% | $5,506+79.6% | $3,952+150.3% |
| Admin fee / account holder | $27,468 | $7,703+256.6% | $10,280+167.2% | $6,261+338.7% |