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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,739 | $213,785+32.7% | $185,441+53.0% | $155,188+82.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.21% | 19.97%-3.8pp | 20.16%-4.0pp | 148.84%-132.6pp |
| Employer contribution / active EE | $4,708 | $5,393-12.7% | $4,672+0.8% | $4,248+10.8% |
| Participant deferral / active EE | $8,400 | $6,864+22.4% | $6,152+36.5% | $6,531+28.6% |
| Admin fee / account holder | $18,077 | $21,134-14.5% | $17,890+1.0% | $14,480+24.8% |