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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,960 | $176,794+79.3% | $146,647+116.1% | $167,553+89.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.05% | 24.04%-6.0pp | 22.75%-4.7pp | 478.89%-460.8pp |
| Employer contribution / active EE | $12,794 | $5,161+147.9% | $4,137+209.3% | $4,840+164.4% |
| Participant deferral / active EE | $6,468 | $6,440+0.4% | $5,506+17.5% | $6,343+2.0% |
| Admin fee / account holder | $32,868 | $13,262+147.8% | $10,281+219.7% | $12,316+166.9% |