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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,739 | $199,109+42.5% | $173,730+63.3% | $154,746+83.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.21% | 20.02%-3.8pp | 19.96%-3.7pp | 172.34%-156.1pp |
| Employer contribution / active EE | $4,708 | $5,311-11.4% | $4,577+2.9% | $4,379+7.5% |
| Participant deferral / active EE | $8,400 | $7,113+18.1% | $6,326+32.8% | $6,730+24.8% |
| Admin fee / account holder | $18,077 | $20,916-13.6% | $17,523+3.2% | $14,365+25.8% |