Retirement plan

GAGE VAN HORN & ASSOCIATES, INC. AND MILLER PAPER COMPANY 401(K) PLAN

Name: GAGE VAN HORN AND ASSOCIATES, INC. - GAGE VAN HORN & ASSOCIATES, INC. AND MILLER PAPER COMPANY 401(K) PLAN (2017) Form 5500
Creator: GAGE VAN HORN AND ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GAGE VAN HORN & ASSOCIATES, INC. AND MILLER PAPER COMPANY 401(K) PLAN, GAGE VAN HORN AND ASSOCIATES, INC.

GAGE VAN HORN AND ASSOCIATES, INC.EIN 75-1478044Plan #002PY 2017

2601 SE LOOP 289 - LUBBOCK, TX 79404806-795-2453gagevanhorn.comLinkedIn51-200 employeesprinting

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$3.9M

+18.1% from 2016

Total participants

+4.5% from 2016

Average account balance

$42,033

+13.0% from 2016

Annual return

23.33%

+15.36 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$62K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

144

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$585K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2573

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$529K

$5683 / participant

Other / not subdivided$529K100.0%

% of EOY assets

13.521%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,033

$85,766-51.0%

$136,298-69.2%

$70,126-40.1%

Participation rate

100.0%

74.2%+25.8pp

81.9%+18.1pp

69.5%+30.5pp

Annual return

23.33%

31.46%-8.1pp

5156.27%-5132.9pp

73.15%-49.8pp

Employer contribution / active EE

$1,331

$2,966-55.1%

$4,696-71.7%

$2,343-43.2%

Participant deferral / active EE

$2,500

$5,051-50.5%

$6,247-60.0%

$3,332-25.0%

Admin fee / account holder

$5,683

$5,421+4.8%

$9,244-38.5%

$4,645+22.3%

GAGE VAN HORN & ASSOCIATES, INC. AND MILLER PAPER COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GAGE VAN HORN & ASSOCIATES, INC. AND MILLER PAPER COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion