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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,607 | $198,457-23.6% | $170,435-11.0% | $147,586+2.7% |
| Participation rate | 56.5% | 88.0%-31.4pp | 83.6%-27.1pp | 82.8%-26.3pp |
| Annual return | 13.47% | 257.30%-243.8pp | 205.94%-192.5pp | 578.59%-565.1pp |
| Employer contribution / active EE | $2,601 | $6,183-57.9% | $5,432-52.1% | $4,876-46.7% |
| Participant deferral / active EE | $4,673 | $5,629-17.0% | $4,939-5.4% | $5,439-14.1% |
| Admin fee / account holder | $2,613 | $16,852-84.5% | $13,881-81.2% | $10,886-76.0% |