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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,990 | $82,133-67.1% | $147,318-81.7% | $64,097-57.9% |
| Participation rate | 70.3% | 62.3%+8.0pp | 82.1%-11.8pp | 55.2%+15.1pp |
| Annual return | 14.28% | 78.78%-64.5pp | 70.43%-56.2pp | 34.64%-20.4pp |
| Employer contribution / active EE | $2,630 | $2,872-8.4% | $4,593-42.7% | $1,891+39.0% |
| Participant deferral / active EE | $1,460 | $5,407-73.0% | $7,906-81.5% | $3,080-52.6% |
| Admin fee / account holder | $6,274 | $3,730+68.2% | $13,708-54.2% | $3,454+81.6% |