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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,258 | $142,361+178.3% | $119,608+231.3% | $134,509+194.6% |
| Participation rate | 84.2% | 82.8%+1.4pp | 79.3%+4.9pp | 81.2%+3.0pp |
| Annual return | -18.00% | -12.46%-5.5pp | -14.98%-3.0pp | 418.13%-436.1pp |
| Employer contribution / active EE | $3,891 | $5,224-25.5% | $4,232-8.1% | $4,741-17.9% |
| Participant deferral / active EE | $7,038 | $6,468+8.8% | $5,601+25.6% | $6,400+10.0% |
| Admin fee / account holder | $4,784 | $13,588-64.8% | $10,326-53.7% | $11,427-58.1% |