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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,015 | $71,534-49.7% | $98,462-63.4% | $71,529-49.6% |
| Participation rate | 67.7% | 72.7%-4.9pp | 75.2%-7.4pp | 67.9%-0.2pp |
| Annual return | 15.75% | 32.44%-16.7pp | 21.17%-5.4pp | 28.97%-13.2pp |
| Employer contribution / active EE | $1,455 | $2,399-39.4% | $3,049-52.3% | $2,590-43.8% |
| Participant deferral / active EE | $3,400 | $4,109-17.2% | $4,738-28.2% | $4,291-20.8% |
| Admin fee / account holder | $1,413 | $1,677-15.7% | $8,875-84.1% | $1,588-11.1% |