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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,967 | $72,639-57.4% | $90,766-65.9% | $66,949-53.7% |
| Participation rate | 61.2% | 73.7%-12.5pp | 75.7%-14.5pp | 69.8%-8.6pp |
| Annual return | -18.10% | -12.28%-5.8pp | -12.16%-5.9pp | 1.57%-19.7pp |
| Employer contribution / active EE | $1,026 | $2,369-56.7% | $2,922-64.9% | $2,545-59.7% |
| Participant deferral / active EE | $2,491 | $3,979-37.4% | $4,565-45.4% | $4,239-41.2% |
| Admin fee / account holder | $225 | $708-68.2% | $8,446-97.3% | $594-62.1% |