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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,543 | $67,602+113.8% | $82,312+75.6% | $70,126+106.1% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.9%-1.9pp | 69.5%+5.5pp |
| Annual return | 5.74% | 21.57%-15.8pp | 25.88%-20.1pp | 73.15%-67.4pp |
| Employer contribution / active EE | $1,367 | $1,755-22.1% | $2,428-43.7% | $2,343-41.6% |
| Participant deferral / active EE | $3,198 | $2,987+7.1% | $3,706-13.7% | $3,332-4.0% |
| Admin fee / account holder | $3,314 | $4,512-26.6% | $5,608-40.9% | $4,645-28.7% |