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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,828 | $71,878-34.9% | $86,698-46.0% | $68,486-31.6% |
| Participation rate | 72.6% | 72.2%+0.4pp | 76.6%-4.0pp | 67.9%+4.7pp |
| Annual return | -14.77% | 3.53%-18.3pp | 35.95%-50.7pp | -7.85%-6.9pp |
| Employer contribution / active EE | $569 | $2,173-73.8% | $2,837-79.9% | $2,597-78.1% |
| Participant deferral / active EE | $3,322 | $3,779-12.1% | $4,656-28.7% | $4,028-17.5% |
| Admin fee / account holder | $1,153 | $6,113-81.1% | $7,493-84.6% | $5,404-78.7% |