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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,140 | $81,870+127.4% | $119,622+55.6% | $68,486+171.8% |
| Participation rate | 76.5% | 71.9%+4.6pp | 79.3%-2.8pp | 67.9%+8.6pp |
| Annual return | -20.22% | -23.82%+3.6pp | -14.98%-5.2pp | -7.85%-12.4pp |
| Employer contribution / active EE | $2,103 | $2,692-21.9% | $4,232-50.3% | $2,597-19.0% |
| Participant deferral / active EE | $5,361 | $4,148+29.2% | $5,601-4.3% | $4,028+33.1% |
| Admin fee / account holder | $37,109 | $6,583+463.7% | $10,328+259.3% | $5,404+586.7% |