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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,950 | $91,559+127.1% | $133,978+55.2% | $79,856+160.4% |
| Participation rate | 76.2% | 73.3%+2.8pp | 79.8%-3.7pp | 69.6%+6.5pp |
| Annual return | 9.89% | 61.85%-52.0pp | 45.10%-35.2pp | 31.71%-21.8pp |
| Employer contribution / active EE | $1,696 | $2,384-28.8% | $3,919-56.7% | $2,471-31.4% |
| Participant deferral / active EE | $4,018 | $3,734+7.6% | $5,047-20.4% | $3,741+7.4% |
| Admin fee / account holder | $3,124 | $6,321-50.6% | $8,930-65.0% | $5,306-41.1% |