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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,112 | $81,276+290.2% | $155,574+103.8% | $80,925+291.9% |
| Participation rate | 75.9% | 66.2%+9.7pp | 78.2%-2.3pp | 67.7%+8.3pp |
| Annual return | 9.44% | 33.36%-23.9pp | 64.87%-55.4pp | 35.65%-26.2pp |
| Employer contribution / active EE | $6,527 | $3,103+110.4% | $4,676+39.6% | $2,756+136.8% |
| Participant deferral / active EE | $5,208 | $3,453+50.8% | $5,629-7.5% | $4,299+21.2% |
| Admin fee / account holder | $104,033 | $7,993+1201.5% | $15,914+553.7% | $6,940+1399.0% |