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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,086 | $73,863+368.5% | $143,797+140.7% | $68,490+405.3% |
| Participation rate | 70.7% | 66.7%+4.0pp | 80.3%-9.6pp | 67.9%+2.8pp |
| Annual return | -14.51% | 0.91%-15.4pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $6,132 | $3,185+92.5% | $4,952+23.8% | $2,597+136.1% |
| Participant deferral / active EE | $3,942 | $3,385+16.5% | $5,638-30.1% | $4,028-2.1% |
| Admin fee / account holder | $12,141 | $5,756+110.9% | $14,679-17.3% | $5,403+124.7% |