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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $91,536-46.2% | $130,062-62.2% | $75,177-34.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 7.67% | -631.62%+639.3pp | -137.37%+145.0pp | 160.75%-153.1pp |
| Employer contribution / active EE | $6,258 | $2,845+120.0% | $4,322+44.8% | $2,671+134.3% |
| Participant deferral / active EE | $2,696 | $4,343-37.9% | $5,821-53.7% | $4,126-34.7% |
| Admin fee / account holder | $6,352 | $6,780-6.3% | $10,601-40.1% | $5,651+12.4% |