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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,695 | $99,994-50.3% | $146,643-66.1% | $85,847-42.1% |
| Participation rate | 92.6% | 73.1%+19.5pp | 80.1%+12.5pp | 69.3%+23.3pp |
| Annual return | 17.05% | 18.93%-1.9pp | 22.75%-5.7pp | 318.61%-301.6pp |
| Employer contribution / active EE | $5,438 | $2,559+112.5% | $4,137+31.4% | $2,565+112.0% |
| Participant deferral / active EE | $3,062 | $4,006-23.6% | $5,506-44.4% | $3,952-22.5% |
| Admin fee / account holder | $312 | $7,703-96.0% | $10,280-97.0% | $6,261-95.0% |