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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,091 | $108,825-29.2% | $156,181-50.6% | $82,448-6.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 11.22% | 20.59%-9.4pp | 64.87%-53.7pp | 41.64%-30.4pp |
| Employer contribution / active EE | $12,457 | $2,870+334.1% | $4,294+190.1% | $2,551+388.3% |
| Participant deferral / active EE | $2,640 | $4,577-42.3% | $6,132-57.0% | $4,139-36.2% |
| Admin fee / account holder | $592 | $9,341-93.7% | $14,586-95.9% | $7,234-91.8% |