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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,071 | $94,749-91.5% | $112,899-92.9% | $139,466-94.2% |
| Participation rate | 87.5% | 81.3%+6.2pp | 80.5%+7.0pp | 80.3%+7.2pp |
| Annual return | 82.00% | 40.92%+41.1pp | 34.11%+47.9pp | 373.66%-291.7pp |
| Employer contribution / active EE | $2,052 | $4,630-55.7% | $4,566-55.1% | $4,754-56.8% |
| Participant deferral / active EE | $4,315 | $6,517-33.8% | $6,516-33.8% | $6,712-35.7% |
| Admin fee / account holder | $713 | $8,530-91.6% | $7,047-89.9% | $11,409-93.8% |