Retirement plan

CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP 401(K) SAVINGS & RETIREMENT PLAN AND TRUST

Name: CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP - CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP 401(K) SAVINGS & RETIREMENT PLAN AND TRUST (2017) Form 5500
Creator: CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP 401(K) SAVINGS & RETIREMENT PLAN AND TRUST, CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP

CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLPEIN 75-1315313Plan #001PY 2017

901 MAIN STREET, SUITE 5500 - DALLAS, TX 75202214-855-3013LinkedIn51-200 employees

Other plans on this EIN

1 filing

#002Retirement-$1.7M assets

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$56M

+10.6% from 2016

Total participants

110

0.0% from 2016

Average account balance

$528,630

+10.6% from 2016

Annual return

13.74%

+5.45 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$533K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$26K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$115558

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
REGIONS BANK1 year Filed as: REGIONS INSTITUTIONAL TRUST Service code 49 · EIN 63-0589368	Other Services	$59,945
MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907	Recordkeeping	$42,467
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & COMPANY, INC. Service code 33 · EIN 94-1737782	Securities brokerage; Securities brok...	$28,977
RELIANCE TRUST COMPANY3+ years Service code 19 · EIN 58-1428634	Securities Custodian	$282

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$131K

$1904 / participant

Contract admin$131K100.0%

% of EOY assets

0.234%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WEAVER & TIDWELL, LLP
Auditor EIN: 750786316
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$528,630

$85,766+516.4%

$136,298+287.8%

$70,126+653.8%

Participation rate

94.2%

74.2%+20.0pp

81.9%+12.3pp

69.5%+24.7pp

Annual return

13.74%

31.46%-17.7pp

5156.27%-5142.5pp

73.15%-59.4pp

Employer contribution / active EE

$1,614

$2,966-45.6%

$4,696-65.6%

$2,343-31.1%

Participant deferral / active EE

$7,948

$5,051+57.4%

$6,247+27.2%

$3,332+138.6%

Admin fee / account holder

$1,240

$5,421-77.1%

$9,244-86.6%

$4,645-73.3%

Provider

Service type

Compensation

REGIONS BANK1 year

Filed as: REGIONS INSTITUTIONAL TRUST

Service code 49 · EIN 63-0589368

Other Services

$59,945

MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years

Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC

Service code 15 · EIN 26-1589907

Recordkeeping

$42,467

CHARLES SCHWAB & CO., INC.2 years

Filed as: CHARLES SCHWAB & COMPANY, INC.

Service code 33 · EIN 94-1737782

Securities brokerage; Securities brok...

$28,977

RELIANCE TRUST COMPANY3+ years

Service code 19 · EIN 58-1428634

Securities Custodian

$282

CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP 401(K) SAVINGS & RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CARRINGTON, COLEMAN, SLOMAN & BLUMENTHAL, LLP 401(K) SAVINGS & RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion