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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,671 | $39,162+57.5% | $100,671-38.7% | $59,633+3.4% |
| Participation rate | 84.6% | 55.9%+28.8pp | 70.7%+13.9pp | 68.7%+15.9pp |
| Annual return | -0.73% | 21.07%-21.8pp | 20.43%-21.2pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $1,009 | $1,151-12.3% | $4,012-74.9% | $2,203-54.2% |
| Participant deferral / active EE | $2,196 | $1,992+10.3% | $3,144-30.1% | $3,192-31.2% |
| Admin fee / account holder | $11,561 | $2,969+289.3% | $4,850+138.4% | $4,297+169.0% |