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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,755 | $56,484+12.9% | $169,452-62.4% | $64,173-0.7% |
| Participation rate | 75.0% | 64.5%+10.5pp | 77.8%-2.8pp | 69.6%+5.4pp |
| Annual return | 5.39% | -1.55%+6.9pp | 1.83%+3.6pp | 7.63%-2.2pp |
| Employer contribution / active EE | $78 | $1,832-95.8% | $4,157-98.1% | $2,381-96.7% |
| Participant deferral / active EE | $2,524 | $3,448-26.8% | $5,277-52.2% | $3,470-27.3% |
| Admin fee / account holder | $9,770 | $4,174+134.1% | $9,110+7.3% | $4,887+99.9% |