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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,420 | $56,054-15.4% | $171,082-72.3% | $62,881-24.6% |
| Participation rate | 92.1% | 62.9%+29.2pp | 76.7%+15.4pp | 69.3%+22.8pp |
| Annual return | 0.79% | 22.52%-21.7pp | 32.56%-31.8pp | 20.14%-19.4pp |
| Employer contribution / active EE | $2,526 | $1,731+45.9% | $4,002-36.9% | $2,281+10.8% |
| Participant deferral / active EE | $3,947 | $3,158+25.0% | $4,797-17.7% | $3,203+23.2% |
| Admin fee / account holder | $10,627 | $3,647+191.4% | $8,520+24.7% | $4,296+147.4% |