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| Provider | Service type | Compensation |
|---|---|---|
HARDY REED LLC4 years Service code 27 · EIN 20-5400340 | Advisory (Plan) | $36,581 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $22,685 |
Filed as: ALLIANT RETIREMENT SERVICES Service code 27 · EIN 33-0785439 | Advisory (Plan) | $12,614 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,575 | $92,076-20.1% | $105,608-30.3% | $77,714-5.3% |
| Participation rate | 45.3% | 81.0%-35.7pp | 75.3%-29.9pp | 70.6%-25.2pp |
| Annual return | 13.68% | 17.84%-4.2pp | 116.50%-102.8pp | 31.26%-17.6pp |
| Employer contribution / active EE | $1,346 | $3,370-60.1% | $3,167-57.5% | $2,727-50.6% |
| Participant deferral / active EE | $3,116 | $5,390-42.2% | $5,010-37.8% | $4,649-33.0% |
| Admin fee / account holder | $126 | $219-42.5% | $11,028-98.9% | $433-70.9% |