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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,226 | $77,358+28.3% | $102,184-2.9% | $87,485+13.4% |
| Participation rate | 78.1% | 78.7%-0.6pp | 82.6%-4.5pp | 68.9%+9.2pp |
| Annual return | 16.18% | 41.11%-24.9pp | 31.58%-15.4pp | 26.06%-9.9pp |
| Employer contribution / active EE | $0 | $2,562-100.0% | $3,594-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,929 | $6,753-41.8% | $8,309-52.7% | $4,274-8.1% |
| Admin fee / account holder | $18,724 | $6,809+175.0% | $11,609+61.3% | $7,775+140.8% |