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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,160 | $59,111+57.6% | $86,451+7.8% | $68,490+36.0% |
| Participation rate | 85.4% | 75.2%+10.2pp | 80.3%+5.1pp | 67.9%+17.5pp |
| Annual return | -14.94% | -0.22%-14.7pp | 4398.51%-4413.5pp | -7.85%-7.1pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,770-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,402 | $5,900-42.3% | $6,953-51.1% | $4,028-15.5% |
| Admin fee / account holder | $11,389 | $5,640+101.9% | $6,734+69.1% | $5,403+110.8% |