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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,226 | $78,520+26.4% | $96,576+2.7% | $82,448+20.3% |
| Participation rate | 78.1% | 77.7%+0.4pp | 81.4%-3.3pp | 68.1%+10.1pp |
| Annual return | 16.18% | 41.30%-25.1pp | 38.47%-22.3pp | 41.64%-25.5pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,929 | $6,754-41.8% | $7,956-50.6% | $4,139-5.1% |
| Admin fee / account holder | $18,724 | $13,455+39.2% | $11,381+64.5% | $7,234+158.8% |