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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,748 | $88,137-31.1% | $164,975-63.2% | $74,429-18.4% |
| Participation rate | 45.9% | 73.1%-27.2pp | 78.6%-32.7pp | 67.2%-21.3pp |
| Annual return | 13.36% | 17.13%-3.8pp | 70.12%-56.8pp | 1368.38%-1355.0pp |
| Employer contribution / active EE | $1,145 | $2,597-55.9% | $4,343-73.6% | $2,625-56.4% |
| Participant deferral / active EE | $3,534 | $4,501-21.5% | $6,033-41.4% | $4,348-18.7% |
| Admin fee / account holder | $1,582 | $2,231-29.1% | $12,688-87.5% | $1,944-18.6% |