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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,981 | $99,994-42.0% | $146,643-60.5% | $85,847-32.5% |
| Participation rate | 49.4% | 73.1%-23.7pp | 80.1%-30.7pp | 69.3%-20.0pp |
| Annual return | 29.82% | 18.93%+10.9pp | 22.75%+7.1pp | 318.61%-288.8pp |
| Employer contribution / active EE | $858 | $2,559-66.5% | $4,137-79.3% | $2,565-66.6% |
| Participant deferral / active EE | $2,453 | $4,006-38.8% | $5,506-55.4% | $3,952-37.9% |
| Admin fee / account holder | $10,039 | $7,703+30.3% | $10,280-2.3% | $6,261+60.3% |