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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,894 | $72,388-60.1% | $111,392-74.1% | $64,173-55.0% |
| Participation rate | 87.5% | 70.5%+17.0pp | 78.9%+8.6pp | 69.6%+17.9pp |
| Annual return | -8.16% | -1.50%-6.7pp | -2.06%-6.1pp | 7.63%-15.8pp |
| Employer contribution / active EE | $2,819 | $3,000-6.0% | $4,328-34.9% | $2,381+18.4% |
| Participant deferral / active EE | $5,871 | $4,241+38.4% | $5,567+5.5% | $3,470+69.2% |
| Admin fee / account holder | $458 | $5,719-92.0% | $12,266-96.3% | $4,887-90.6% |