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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,452 | $60,349-28.0% | $74,184-41.4% | $62,881-30.9% |
| Participation rate | 88.5% | 72.7%+15.7pp | 76.6%+11.8pp | 69.3%+19.2pp |
| Annual return | -28.34% | 21.38%-49.7pp | 17.74%-46.1pp | 20.14%-48.5pp |
| Employer contribution / active EE | $1,811 | $1,680+7.8% | $2,370-23.6% | $2,281-20.6% |
| Participant deferral / active EE | $7,671 | $2,856+168.6% | $3,550+116.1% | $3,203+139.5% |
| Admin fee / account holder | $5,916 | $4,261+38.8% | $5,586+5.9% | $4,296+37.7% |