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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,925 | $30,732+10.4% | $59,496-43.0% | $59,633-43.1% |
| Participation rate | 85.7% | 43.2%+42.5pp | 54.6%+31.2pp | 68.7%+17.0pp |
| Annual return | -3.52% | 4.47%-8.0pp | 182.05%-185.6pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $714 | $631+13.2% | $1,153-38.1% | $2,203-67.6% |
| Participant deferral / active EE | $796 | $1,183-32.7% | $1,829-56.5% | $3,192-75.1% |
| Admin fee / account holder | $1,432 | $2,136-33.0% | $2,232-35.9% | $4,297-66.7% |