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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,416 | $87,106+52.0% | $105,607+25.4% | $80,935+63.6% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.1pp | 67.7%+15.7pp |
| Annual return | 15.08% | 17.01%-1.9pp | 116.11%-101.0pp | 35.66%-20.6pp |
| Employer contribution / active EE | $295 | $2,396-87.7% | $3,167-90.7% | $2,757-89.3% |
| Participant deferral / active EE | $3,858 | $3,986-3.2% | $5,011-23.0% | $4,299-10.3% |
| Admin fee / account holder | $13,361 | $8,447+58.2% | $10,958+21.9% | $6,924+93.0% |