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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,588 | $72,071+2.1% | $68,368+7.6% | $137,256-46.4% |
| Participation rate | 89.5% | 76.2%+13.2pp | 73.8%+15.7pp | 80.0%+9.5pp |
| Annual return | 8.82% | 353.14%-344.3pp | 292.57%-283.8pp | 220.34%-211.5pp |
| Employer contribution / active EE | $5,815 | $2,788+108.6% | $2,649+119.5% | $4,156+39.9% |
| Participant deferral / active EE | $3,491 | $4,410-20.8% | $4,123-15.3% | $6,407-45.5% |
| Admin fee / account holder | $41,536 | $5,336+678.5% | $5,150+706.5% | $12,270+238.5% |