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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,415 | $197,637-50.2% | $177,848-44.7% | $158,982-38.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.19% | 58.77%-54.6pp | 48.33%-44.1pp | 302.99%-298.8pp |
| Employer contribution / active EE | $2,328 | $6,698-65.2% | $5,919-60.7% | $4,763-51.1% |
| Participant deferral / active EE | $2,847 | $8,405-66.1% | $7,714-63.1% | $5,983-52.4% |
| Admin fee / account holder | $952 | $15,406-93.8% | $12,431-92.3% | $11,252-91.5% |