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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,573 | $67,602-77.0% | $82,312-81.1% | $70,126-77.8% |
| Participation rate | 95.2% | 72.8%+22.4pp | 76.9%+18.3pp | 69.5%+25.6pp |
| Annual return | 18.49% | 21.57%-3.1pp | 25.88%-7.4pp | 73.15%-54.7pp |
| Employer contribution / active EE | $2,187 | $1,755+24.6% | $2,428-9.9% | $2,343-6.6% |
| Participant deferral / active EE | $3,908 | $2,987+30.8% | $3,706+5.5% | $3,332+17.3% |
| Admin fee / account holder | $1,708 | $4,512-62.1% | $5,608-69.5% | $4,645-63.2% |