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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $46,397 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $38,177 |
ADP BROKER-DEALER9+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,939 | $69,823-9.9% | $76,902-18.2% | $74,473-15.5% |
| Participation rate | 61.4% | 70.0%-8.6pp | 69.6%-8.2pp | 70.7%-9.3pp |
| Annual return | 19.70% | 19.99%-0.3pp | 37.91%-18.2pp | 34.36%-14.7pp |
| Employer contribution / active EE | $1,615 | $2,148-24.8% | $2,534-36.3% | $2,638-38.8% |
| Participant deferral / active EE | $3,103 | $3,558-12.8% | $3,833-19.1% | $4,530-31.5% |
| Admin fee / account holder | $347 | $398-12.8% | $5,479-93.7% | $347-0.1% |