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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $36,433 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,191 | $55,790-13.6% | $76,667-37.1% | $67,582-28.7% |
| Participation rate | 68.5% | 71.1%-2.6pp | 72.1%-3.6pp | 71.3%-2.8pp |
| Annual return | 24.24% | 64.45%-40.2pp | 1166.74%-1142.5pp | 378.57%-354.3pp |
| Employer contribution / active EE | $1,454 | $1,810-19.7% | $2,303-36.9% | $2,148-32.3% |
| Participant deferral / active EE | $2,735 | $2,875-4.9% | $3,336-18.0% | $3,539-22.7% |
| Admin fee / account holder | $325 | $159+104.2% | $6,423-94.9% | $142+128.4% |