Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,896 |
Service code 13 · EIN 75-2776689 | Contract Administrator | $1,340 |
Filed as: MERRILL LYNCH LIFE AGY Service code 27 1400 MERRILL LYNCH DR · PENNINGTON, NJ 08534 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,659 | $33,745-47.7% | $64,105-72.5% | $55,191-68.0% |
| Participation rate | 47.0% | 59.4%-12.3pp | 68.2%-21.1pp | 69.2%-22.1pp |
| Annual return | -0.72% | 4.95%-5.7pp | 791.24%-792.0pp | 10.78%-11.5pp |
| Employer contribution / active EE | $999 | $641+55.9% | $1,820-45.1% | $1,899-47.4% |
| Participant deferral / active EE | $1,634 | $1,929-15.3% | $2,822-42.1% | $3,046-46.4% |
| Admin fee / account holder | $11 | $94-87.8% | $4,499-99.7% | $91-87.4% |