Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PENSYS, INC.1 year Service code 57 · EIN 68-0348235 2440 PROFESSIONAL DRIVE · ROSEVILLE, CA 95821 | Redemption fees | $6,888 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,527 | $55,453-48.6% | $170,435-83.3% | $62,293-54.2% |
| Participation rate | 28.9% | 66.4%-37.4pp | 83.6%-54.7pp | 69.5%-40.6pp |
| Annual return | 14.24% | 21.38%-7.1pp | 205.94%-191.7pp | 28.90%-14.7pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $755 | $2,303-67.2% | $4,939-84.7% | $3,169-76.2% |
| Admin fee / account holder | $302 | $455-33.6% | $13,881-97.8% | $479-37.0% |