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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,980 | $98,776+39.7% | $149,745-7.9% | $79,856+72.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.01% | 27.38%-16.4pp | 276.72%-265.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $4,458 | $3,217+38.6% | $4,646-4.0% | $2,471+80.4% |
| Participant deferral / active EE | $9,502 | $5,681+67.2% | $6,843+38.9% | $3,741+154.0% |
| Admin fee / account holder | $7,647 | $6,053+26.3% | $9,312-17.9% | $5,306+44.1% |