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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,009 | $85,766+50.4% | $136,298-5.3% | $70,126+84.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.41% | 31.46%-19.0pp | 5156.27%-5143.9pp | 73.15%-60.7pp |
| Employer contribution / active EE | $3,128 | $2,966+5.5% | $4,696-33.4% | $2,343+33.5% |
| Participant deferral / active EE | $7,210 | $5,051+42.7% | $6,247+15.4% | $3,332+116.4% |
| Admin fee / account holder | $12,308 | $5,421+127.1% | $9,244+33.1% | $4,645+164.9% |