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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,240 | $148,629-60.1% | $135,982-56.4% | $139,487-57.5% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 9.09% | 79.33%-70.2pp | 68.32%-59.2pp | 373.84%-364.8pp |
| Employer contribution / active EE | $8,748 | $5,247+66.7% | $4,859+80.0% | $4,755+84.0% |
| Participant deferral / active EE | $4,930 | $8,102-39.2% | $7,760-36.5% | $6,713-26.6% |
| Admin fee / account holder | $655 | $12,406-94.7% | $10,767-93.9% | $11,407-94.3% |