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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,624 | $165,399-55.5% | $149,745-50.8% | $158,982-53.7% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 6.74% | 348.34%-341.6pp | 276.72%-270.0pp | 302.99%-296.2pp |
| Employer contribution / active EE | $5,940 | $5,105+16.4% | $4,646+27.9% | $4,763+24.7% |
| Participant deferral / active EE | $2,928 | $7,183-59.2% | $6,843-57.2% | $5,983-51.1% |
| Admin fee / account holder | $13,587 | $10,811+25.7% | $9,312+45.9% | $11,252+20.8% |