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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,596 | $111,785-42.2% | $93,669-31.0% | $145,877-55.7% |
| Participation rate | 68.2% | 74.2%-6.0pp | 68.7%-0.5pp | 80.3%-12.1pp |
| Annual return | 8.97% | 203.79%-194.8pp | 133.59%-124.6pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,506 | $3,096-51.4% | $2,424-37.9% | $4,663-67.7% |
| Participant deferral / active EE | $3,022 | $4,919-38.6% | $4,416-31.6% | $6,691-54.8% |
| Admin fee / account holder | $2,740 | $10,256-73.3% | $8,291-67.0% | $13,402-79.6% |