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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,596 | $111,878-42.3% | $93,727-31.1% | $145,897-55.7% |
| Participation rate | 68.2% | 74.2%-6.0pp | 68.7%-0.5pp | 80.3%-12.1pp |
| Annual return | 8.97% | 204.28%-195.3pp | 133.83%-124.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $1,506 | $3,092-51.3% | $2,421-37.8% | $4,663-67.7% |
| Participant deferral / active EE | $3,022 | $4,920-38.6% | $4,417-31.6% | $6,689-54.8% |
| Admin fee / account holder | $2,740 | $10,256-73.3% | $8,292-67.0% | $13,390-79.5% |