Filed December 23, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $49,460 |
COMMERCE BANK1 year Filed as: COMMERCE STREET INVESTMENT MANAGEME Service code 27 · EIN 26-0180443 | Advisory (Plan) | $22,542 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,431 | $122,239+5.9% | $184,203-29.7% | $74,495+73.7% |
| Participation rate | 99.5% | 85.5%+14.0pp | 86.8%+12.7pp | 67.2%+32.3pp |
| Annual return | 8.54% | 19.95%-11.4pp | 28.81%-20.3pp | 1364.94%-1356.4pp |
| Employer contribution / active EE | $3,099 | $4,537-31.7% | $6,427-51.8% | $2,623+18.2% |
| Participant deferral / active EE | $8,827 | $7,139+23.7% | $9,131-3.3% | $4,346+103.1% |
| Admin fee / account holder | $332 | $1,260-73.7% | $13,901-97.6% | $1,942-82.9% |